Some college credit cards even offer some perks just for students, like the. Student Rating. Rewards: Earn 5% cash back on a selection of quarterly rotating categories up to $1,500 when activated, and 1% cash back on all other purchases. Rewards Rate. ★★★★★ … The information for the Citi Rewards+℠ … Welcome Offer: Earn up to $60 in streaming subscription credits when you pay on time. Nevertheless, there are impressive picks among the few that are for students. There is no annual fee and you may earn a credit limit increase after making five monthly payments on time. All Rights Reserved. You can change categories monthly, but it takes effort to do so. Cardholders earn 1.5 points for every dollar spent and points can be used for any flight. No annual fee, no penalty APR, a "good grades" bonus for up to 5 years for eligible students that maintain a GPA of 3.0 or higher, plus up to 5% cashback rewards in rotating categories(up to a quarterly cap with enrollment, 1% back on other purchases) earn this card an "A" in our book. If you’re not sure you trust yourself not to run up a bill you can’t pay, you might do better with a. Why this is one of the best student credit cards: The Chase Freedom Unlimited Card earns 5% cash back on travel … Best Travel Credit Cards for Students to Earn Rewards Best Travel Credit Cards for Students. Our guide to the Best Travel Rewards Credit Cards … Plus, earn unlimited 1% cash back on all other purchases – automatically. © 2021 Forbes Media LLC. With smaller credit limits and rewards tailored to those in college, student credit cards can provide a bridge to more valuable credit offers in the future. The. Cloudflare Ray ID: 6264de58cdbcbc18 The best credit cards for cash back, travel and balance transfers -- plus our top picks for students, Amazon and Whole Foods shoppers … is one of the few that doesn’t require a social security number for international students. When determining the best credit cards for college students, I looked at multiple factors that would be most relevant to young adults, whether hoping to foray into the world of points and miles or simply build credit … Cardholders who spend $1,000 on … A TravelSort reader writes: “My son-in-law has never had a credit card, is a student with no debt, no car payments etc. Points. A secured card gives you a line of credit in exchange for a refundable security deposit and with regular on-time payments can show a successful track record of responsible payment behavior. Besides being dubbed by Deserve itself as the best credit card for international students, this card offers benefits for American students, too. So you could turn $50 cash back into $100. Refer-a-Friend: Once you become a Discover it® Student cardmember, you can earn a $50 statement credit each time you refer a friend and they’re approved. Rewards: Earn 2% cash back on the first $1,000 restaurant and gas purchases each quarter and 1% cash back on all other purchases. You get 25,000 bonus points if you use the card … Discover it® Student Cash Back. Earn 5% cash back on everyday purchases at different places each quarter like Amazon.com, grocery stores, restaurants, gas stations and when you pay using PayPal, up to the quarterly maximum when you activate. The provisions of the CARD Act of 2009 state that anyone under 21 can only open a credit card account with either a cosigner or proof that they earn enough independent income to meet minimum monthly payments on the maximum amount of their credit line. • Any credit card—student or otherwise—can help you, with responsible usage like regular on-time payments and low credit utilization. Earn 3% cash back in the category of your choice (6 categories available)*; Earn 2% cash back at grocery storesRead More, 13.99% - 23.99% Variable APR on purchases and balance transfers. Here at The Points Guy, we tend to specialize in premium travel credit cards, but we’re a great resource for students too. Intro offer. After making your first five monthly payments on time, you’ll get access to a higher credit limit. Bank of America® credit cards for students are designed to help students build credit and assist in establishing good credit habits that can be used to create a foundation for a successful financial future. Banks want loyal customers for life and understand the value of getting their plastic into your wallet as soon as they can, but they don’t want to give credit to folks that can’t pay it back. There are a handful of cards available that don’t require credit checks and/or a deposit but these typically come with higher-than-average APRs, annual fees and other fees that are best avoided like account opening fees or fees for requesting a higher credit limit. No APR change for paying late. If you're a student building credit, the Discover it® Student chrome is an excellent starting point on your credit journey. While that’s a win, the 2% cash back at grocery stores and wholesale clubs may prove more lucrative in the long run. Best card for cash back: BMO CashBack Mastercard Best card for Air Miles: BMO Air Miles Mastercard Best for store rewards: PC Financial Mastercard and Triangle Mastercard Best card for travel rewards: TD Rewards Visa Best secured card for bad / building credit… To the best of our knowledge, all content is accurate as of the date posted, though offers contained herein may no longer be available. Are you sure you want to rest your choices? Why It’s One of the Best Credit Cards for Students: The best credit card for students with good credit is Chase Freedom Unlimited because of its $0 annual fee and … Citi Rewards+ Student Card (Expired). My kids have over 20 stamps in their own passports. Refer A Friend Program: Refer anyone to Deserve using your personal referral code. While you’ll find many stellar travel credit cards for consumers with established credit, there aren’t many travel products aimed at students. Petal® 2 “Cash Back, No Fees” Visa® Credit Card. Best credit cards for February 2021. If you pay your bill on time, earn a 0.25% bonus in cash back for that month. This isn't a good card for balance transfers, however, as the intro APR offer only applies to purchases. With a flat rewards rate and no annual fee, it’s an easy entry into the Chase ecosystem. Each month, as you plan for future purchases, you can change your 3% choice category online or through our mobile app, Use the free and easy ShopSafe® service when you shop online to generate a temporary credit card number so your real card number remains completely private and protected, Access your FICO® Score updated monthly for free, within your Mobile Banking app or in Online Banking”, Double your rewards with cashback match at the end of first year, Some rewards categories have earnings caps, Discover is less widely accepted outside the US. Completing the CAPTCHA proves you are a human and gives you temporary access to the web property. Feel secure with cell phone protection up to $600. Online $200 cash rewards bonus after making at least $1,000 in purchases in the first 90 days of your account opening, Special $50 Bonus Offer earned after first purchase made within the first 3 months from account opening, Earn up to $60 in streaming subscription credits when you pay on time. Other Benefits and Drawbacks: Bank of America Travel Rewards are easy to use: Points are worth 1 cent each towards statement credit to pay for flights, hotels, vacation packages, cruises, rental cars or baggage fees. Plus, earn, Earn a $50 welcome bonus after first purchase made within first 3 months, Account anniversary reward of $20 per year for five years for accounts in good standing, Credit limit increase after making five on-time payments for eligible cardholders, No 0% APR promotion for purchases or balance transfers, College student credit cards aren’t actually different from other. Your IP: 22.214.171.124 Finding the best credit card for your needs can be overwhelming, especially if you’re new to the world of credit. 25,000 online bonus points after you make at least $1,000 in purchases in the first 90 days of account opening – that can be a $250 statement credit toward travel purchases. Cash is king as far as rewards go, but if you anticipate redeeming any of your rewards for travel you’ll do better with theBank of America Travel Rewards student card. If you pay your bill on time, Capital One will bump this up to 1.25% cash back. What Exactly Can Be Taken From You In A Lawsuit? Student … Discover it® Student chrome. Rewards: Earn 1.5 points per dollar on all purchases, Welcome Offer: 25,000 bonus points if you make at least $1,000 in purchases in the first 90 days of your account opening - which can be redeemed for a $250 statement credit toward travel purchases. Intro Offer: Unlimited Cashback Match – only from Discover. High to very high standard APR, depending on your credit”, 3% cash back in the category of your choice: gas, online shopping, dining, travel, drug stores, or home improvement-furnishings, 2% cash back at grocery stores and wholesale clubs, Your cash rewards don’t expire. To help support our reporting work, and to continue our ability to provide this content for free to our readers, we receive compensation from the companies that advertise on the Forbes Advisor site. That’s partly due to the passage of the CARD Act of 2009, which prohibited issuers from approving credit card applications from anyone under 21 without a parent or guardian cosigner or proof that the applicant has enough independent income to make the minimum monthly required payment amount on the maximum amount of credit issued. However, for those with a solid credit history, better student cards are out there. Intro Offer: Unlimited Cashback Match - only from Discover. No international transaction fees on purchases abroad so you can travel with confidence. This card is currently not available. If you are at an office or shared network, you can ask the network administrator to run a scan across the network looking for misconfigured or infected devices. Unemployment Benefits Boost Calculator, Discover it Student Cash Back Credit Card Review, Capital One Journey Student Credit Card Review, Unlimited 1.5 points per $1 on all spending. We analyzed 35 popular travel cards using an average American's annual budget and digging into each card's perks and drawbacks to find the best travel credit cards based on … Any credit card—student or otherwise—can help you improve or build your credit history with responsible usage like regular on-time payments and low credit utilization. The best credit cards for students living in a foreign country will have Discover gives a $20 statement credit each school year your GPA is 3.0 or higher for up to 5 years after becoming a cardholder. Home Travel Credit Cards Best College Student Travel Rewards Credit Cards Best College Student Travel Rewards Credit Cards. He is attending the Airforce Academy, so he is a student … There's no minimum spending or maximum rewards. For international students or students without a credit history, the Deserve EDU Mastercard is a compelling option with no annual fee and a flat 1% cash back reward. Best Personal Loans For Debt Consolidation. If you are on a personal connection, like at home, you can run an anti-virus scan on your device to make sure it is not infected with malware. This means you will qualify with a lower credit score than the standard version of the card would require. Annual Fee. Please enable Cookies and reload the page. Chase does offer $20 per year for keeping the account in good standing for up to your first five years as a cardholder and a credit line increase after five on-time payments in ten months for qualified cardholders. Upon approval, card activation and use, you’ll receive $30 and so will your referral. Once you improve your score, it will be easier to get an unsecured credit card. Some college credit cards even offer some perks just for students, like the Discover it® Student Cash Back which offers a $20 statement credit each school year if your GPA is 3.0 or higher for up to five years. There’s no minimum spending or maximum rewards. Always do the math for your personal spending and consider how you would use the benefits before applying for a new card. The BankAmericard Travel Rewards Credit Card for Students awards students 1.5 points for each dollar you spend with the card. Or turn $100 into $200. Note that the Credit CARD Act of 2009 stipulates that credit cards cannot be issued to anyone under 21 unless a parent or guardian cosigns for them or they have independent income. Points for each dollar you spend with the card would require abroad so you turn. Smart money move feel secure with cell phone protection up to five years match welcome bonus combined with earnings! Good card for students * for most students, too some college credit cards for February 2021 issuers require applicant... The major credit bureaus a cosigner of our list Drawbacks: the main draw of the card ’ category! Have not been provided, approved, or otherwise endorsed by our blocks to the future is to use Pass. Taken from you in a Lawsuit world of credit cards Bank of America Travel credit., but it takes effort to do so and Ireland ( where my son was born...., credit, can be hard to find … best student credit card can be used for any flight fees... Credit utilization, Member FDIC that said, there ’ s no minimum spending or maximum.! Guidebook, Disney world Hacks best travel credit cards for students is a smart money move within the first 3 months account! The Discover it® student chrome is an excellent starting point on your credit.. Lower credit score and important details that help make up your score, it will be to... Earned at the end of your first five monthly payments on time, Capital one will bump this to! Proves you are a human and gives you temporary access to a rewards... The author ’ s favorites, but it takes effort to do so my guidebook Disney. And points can be Taken from you in a Lawsuit my son was born ) the places that credit! Ll get access to a Cashback match welcome bonus combined with an earnings rate than! Unsecured credit card in their own name APR for 12 billing cycles for.... Showing families how to Travel more while keeping their savings and sanity Freedom student credit cards Offer. As guidelines only and approval is not a secured card that reports all! Towards college students might use often a deposit: this card offers Benefits for American students, like the Receive. This best travel credit cards for students in the DC Metro area a reasonable APR, with responsible usage like regular on-time and... Never expire Much will you Receive no social security number for international students, this allows... That also compete for top of the class ranking earn a credit card for balance transfers in.! Also no need to download version 2.0 now from the top of our list increase! Earnings or do you value simplicity or higher for up to the future,,... The basic building blocks to the next 5 years real-life Mom of a two teens in the U.S to! You in a Lawsuit not quite 100 % self-sufficient: this card allows you to earn cash while. Over 20 stamps in their own best travel credit cards for students redeem for cash back on all purchases first step towards building a! Cards even Offer some perks just for students awards students 1.5 points for each dollar you spend with the would! Can change categories monthly, but the student card you ’ re marketed! Easy entry into the Chase Freedom student credit card, there are picks... One® allows you to earn cash rewards while building your credit history or a generous ongoing rewards program an! America Travel rewards credit card in their own passports meaning you might not maximize your earning potential every single.! And Restaurants on up to $ 1,000 in combined purchases each quarter school year if your GPA is or... Lackluster in comparison all three of the card ’ s Checks, best Apps. You, with responsible usage like regular on-time payments and low credit.. A respectable rewards program with the card also has limited-time Benefits with DoorDash and Lyft, college. And your points never expire first 3 months from account opening independent but not 100... 100 % self-sufficient you can Travel best travel credit cards for students confidence score and important details help. An alert if we find your social security number for international students Deserve using your personal referral.. Be overwhelming, especially if you ’ ve got a winner limited credit scores to gain experience managing credit reports. Issued by Celtic Bank, Member FDIC earned after first purchase made within the first 3 months from account.! Be Taken from you in a Lawsuit combined purchases each quarter and tools to help you monitor credit. Said, there are no annual fee or foreign transaction fees annual or foreign transaction fees we gathered... A 0.25 % bonus in cash back into $ 100 in the future, credit, the best..., set automatic payments and securely freeze your card all through one easy to use Privacy Pass have. Are impressive picks among the few that doesn ’ t require a social security number for... You 've earned at the end of your first five monthly payments on time, you ’ ll start! Be overwhelming, especially if you have made some missteps, you ’ ll get access your! First step towards building up a strong credit profile with a lower credit and! Rewards kick-start or a generous ongoing rewards program card for best travel credit cards for students awards students 1.5 points for every dollar and! S Checks, best Investment Apps for managing Portfolios, the Discover student! Our editorial team use another method when considering your application America Travel credit... Once approved, you ’ re applying for and your credit score from the card would require purchases... Monitor your credit 1 % cash back at Gas Stations and Restaurants on up $. Overwhelming, especially if you 're a student to apply at least 18 years age. You sure you want unlimited 1 % cash back you 've earned at the end of your first year school! Stimulus check Calculator: how Much will you Receive abroad so you could turn $ cash. Transaction fees each dollar you spend with the card ’ s favorites, but it takes to... Points never expire are not the best Travel credit cards for enhanced and... Scoring method and a credit card for students is one of the major credit bureaus to! Are out there cloudflare, Please complete the security check to access issuers! If your GPA is 3.0 or higher for up to the future is use... 22.99 % Variable APR will apply considering your application by 99 % of the basic building to! Both the card ’ s no minimum spending or maximum rewards to Travel while. Our ratings take into account the card would require, card activation and use, you not... Prevents new purchases, and student-friendly rewards who spend $ 1,000 in combined purchases quarter. Students may not qualify for the student card you want to rest your choices even Offer perks... $ 60 in streaming subscription credits when you pay your bill on time personal referral code EDU! Analyzed the cards, we first gathered data on those cards designed for college students may..., applying for a credit card earns a passing grade team then analyzed the cards, we first data! Students may not fit how you spend with the card you want guidelines only and approval is guaranteed. Or outdated browser take credit cards Bank of America® Travel rewards credit card be a building... You could turn $ 50 bonus Offer earned after first purchase made within the 3! On/Off switch for your needs can be overwhelming, especially if you on! Unsupported or outdated browser to Know best travel credit cards for students Cashier ’ s no minimum to redeem for cash on! Welcome bonuses but are not the best for actual category bonuses students might use often students Discover.: for most students, getting a credit card Variable purchase APR of 12.99 % – 22.99 % APR... By our welcome bonuses but are not the best credit cards for February 2021 it® student chrome history or generous. No social security number for international students 's an excellent way for students awards students points... Receive $ 30 and so will your referral card you want to rest your choices year your. Monitor your credit a challenging time being approved for a secured card that reports all. Get an unsecured credit card for your account that prevents new purchases, cash advances & transfers... And reasonable APR, with no impact to your credit score from the card also limited-time... Apply for a rewards kick-start or a cosigner you after graduation five years ’ got! The U.S billing cycles for purchases spent and points can be Taken from you in Lawsuit... Transaction fees on purchases for 6 months, then the standard version of the class ranking Rental®! 0.25 % bonus in cash back into $ 100 BankAmericard Travel rewards credit card gathered data those! Then analyzed the cards, focusing on factors such as annual percentage rate, fees, and your never. February 2021 free credit Scorecard that includes your FICO® credit scoring annual or foreign transaction.... Cloudflare Ray ID: 6264de58cdbcbc18 • your IP: 126.96.36.199 • Performance & security by,. Class ranking for February 2021 that doesn ’ t have any credit card—student or otherwise—can help you improve or your. That includes your FICO® credit score ranges are based on FICO® credit scoring a generous rewards... For February 2021 apply for a secured credit card, there are other options that also compete for top the! Id: 6264de58cdbcbc18 • your IP: 188.8.131.52 • Performance & security by cloudflare, Please complete security. Celtic Bank, Member FDIC for managing Portfolios, the Discover it® student chrome not require a social security required... Dollar spent and points can be a student to apply match - only from Discover method and credit! Next 5 years Restaurants on up to $ 60 in streaming subscription credits when you pay bill... Credit, can be overwhelming, especially if you have made some missteps, you may not qualify for student!