statement . cherryblossomlover. Personal Finance Vocabulary. Assetallocation Commonly referred to as fixed-income securities. The buyer 10. A word search puzzle by PuzzleFast Instant Puzzle Maker (Puzzle 20141027890115) It offers the same financial services as a bank Credit Union Allow customers to get cash and conduct banking transactions ATM An account that allows you to deposit money and write checks on that account. Umbrellainsurance, Home Mortgage ___________ Act Disclosure Comparison of your loan amount to the value of your home LTV Percentage of your debt divided by your gross income DTI Spouse that will only be on title but not on loan NPS Insurance that protects lenders/investors for losses due to the event of default of a mortgage loan MI Document that most be provided withing 72 hours of taking an application Loan Estimate Document provided prior to closing that replaces the HUD-1 and TIL Closing Disclosure Document filed to show lien with lender is a Deed of _______ Trust Sketch of a property showing its boundaries Survey History of the title showing current owners and liens Abstract Nationwide registraction system for mortgage loan originators SAFE Act Origination, appraisal, and survey fees are know as _____________ costs. Solve the vocabulary crossword puzzles for: Personal Finance- Obj. Investing Money received, especially on a regular basis, for work or through investments. 1.01-1.02, are just a taste of our online study tools! Personal finance: Everything that relates to your individual financial outlook, including budgeting, savings, debts, investments, and basic money management. a savings plan designed to help set aside funds for future college costs. Dr Loftin's Learning Emporium. $25.00. The following is a personal finance crossword puzzle that focuses on the basics of investing, the Financial Independence Community, and key terminology you should be familiar with. FICOscore The difference between your assets and liabilities. Crossword puzzles are a great way to teach, learn, reinforce, and review all of the vocabulary terms students will need to know in a personal finance, money management, or economics course. Income Pay out (money) in buying or hiring goods and services. Crossword puzzles are a great way to teach, learn, reinforce, and review all of the vocabulary terms students will need to know in a personal finance, money management, or economics course. Solve the vocabulary crossword puzzles for: Personal Finance . take money out of the bank. This crossword puzzle, “ Finance Vocabulary, ” was created using the Crossword Hobbyist puzzle maker Cost Comparison a record of an individual's past borrowing and payments. Answers are included. Description. Creditworthiness taking out one loan to cover a variety of debts, often with the goal of paying a lower interest rate overall. Verification of a company's accounts. Forclosure the minimum interest rate an investor can expect from an issuing company. 529 Plan the yearly interest rate charged on outstanding outstanding credit card balances. Personal Finance An obligation of repayment owed by one party (debtor/borrower) to a second party (creditor/lendor) Debt A fee paid by a borrower to the lender for the use of borrowed money Interest The granting of a loan and the creation of a debt; any form of deferred payment Credit A system by which goods and services are produced and distributed Economy A person or organization that buys/uses goods or services Consumer A debt evidenced by a "note," which specifies the principal amount, interest rate, and date of repayment Loan The knowledge and skillset necessary to be an informed consumer and manage finances effectively Financial Literacy Interest paid on interst previously earned Compound Interest An account that generates interest income on the available balance in the account Interest-Bearing The five steps to financial success Five Foundations The persistent increase in the cost of goods and services or the persistent decline in the purchasing power of money Inflation Saving money over time for a large purchase Sinking Fund A savings account that is set aside to be used only for emergency expenses Emergency Fund A rate which is either charged (on debt) or paid (on investment accounts) for the use of money Interest Rate, When you’re investing or saving, this is the interest that you earn on the amount you deposit, plus any interest you’ve accumulated over time. a savings plan designed to help set aside funds for future college costs. Personal finance is the application of the principles of finance to the monetary decisions of an individual or family. Copy this to my account; E-mail to a friend; Find other activities; Start over ; Help; Contains 224 personal finance terms and includes the following 4 activities: Flashcards, Matching, Concentration, and Word Search. Annual Percentage Rate the recording of financial transactions and exchanges. Hilar. This crossword, Personal Finance- Obj. Savings The ability of a customer to obtain goods or services before payment, based on the trust that payment will be made in the future. Created by. A strong knowledge of vocabulary is one of the most important factors for success when learning and retaining new material. Checking Account The amount of money currently in an account Balance A business that keeps money safe fro its customers, lends money to borrowers, and provides other financial services Bank A banking card that can be used to purchase goods and services electronically. A B; 401(k)/403(b) plans: Popular types of defined-contribution retirement plans. STUDY. DOWNLOAD THE CROSSWORD PUZZLES. Bonds The increase in the value of an asset or investment — like a stock or real estate — above its original purchase price. This is a Finance vocabulary Crossword Puzzle and Word Search that is suitable for introducing key words to learners. The name of the British currency. Any card that may be used repeatedly to borrow money or buy products and services on credit. Bookkeeping the principal that a buyer is responsible for checking the quality and suitability of goods before making a purchase. There are 20 financial terms contained within the crossword. teller. Created Nov 11, 2016. Servicer, Income, especially when of a company or organization and of a substantial nature. Bankruptcy An amount owed Debt, a sum of money that is borrowed and expected to be paid back with interest in a specified time frame Loan the amount charged, expressed as a percentage of principal, by a lender to a borrower for the use of assets Interest Rate the annual rate that is charged for borrowing Annual Percentage Rate a card that allows customers to access their funds immediately from their checking account Debit Card a card that can be used at a store, restaurant, online, etc. Lenders use these reports to make lending decisions Credit Report the sense of regret after buying something Buyers Remorse allows you to track your income and your expenses Budget a nonprofit-making money cooperative whose members can borrow from pooled deposits at low interest rates Credit Union an amount of money that you owe to a person, bank, or company Debt, All of the decisions and activities of an individual or family regarding their money, including spending, saving, budgeting, etc. $50.00. a detailed list of transactions made with a credit card. Learn. a bill that is paid regularly; amount remains the same each time. Annual Percentage Rate for interest paid on a card. Direction in which prices always seem to go. It’s the umbrella term for everything is takes for you to be financially successful. lcsihs2016. deposit. Solve the vocabulary crossword puzzles for: Personal Finance - Chapter 7. It is supplied as a pdf and a word document in case you want to edit the descriptions to suit your needs. These can be done in the class before the role-play or they can be assigned as homework in the class before the role-play. Flashcards. Interest Rates Money paid regularly at a particular rate of the use of money lent, or for delaying the repayment of a debt. Test. Personal Finance Vocabulary Crossword Puzzle Bundle - Distance Learning. AS YOU READ, learn the Vocabulary. Spell. A negative balance of money. networth The process by which you choose what proportion of your portfolio you’d like to dedicate to various asset classes, based on your goals, personal risk tolerance and time horizon. APR. by . Standarddeduction A qualified expense that the IRS allows you to subtract from your adjusted gross income, which further reduces your taxable income. Size 20 questions. 12. The bank pays interest in exchange for the use of the money in the account Savings Account Business done with a bank, including deposits, and withdrawals Transaction A bank employee who performs banking services for the public, such as cashing checks and accepting deposits Teller, person or organization that uses a product or service consumer form of deferred payment credit obligation of repayment owed by one party debt system which goods are produced and distributed economy to be an informed consumer; Financial... literacy fee paid by a borrower to the lender interest a debt evidenced by a “note” loan decisions made by an individual regarding their money personal finance anything owned by an individual assets earnings from work or investments income state of being obligated according to law liabilites delayed gratification discipline detailed proposal for doing or achieving something plan currency and coin that are legal tender by government money a written cash flow plan budget an insistent request made as if by right demand dividing money a person invests between several types of investments. STUDY. Learn. Amortization A type of mortgage in which the interest you pay on your outstanding balance rises and falls based on a specific benchmark. Gravity. 10. Capitalgains The process of buying or selling securities over time in order to maintain your desired asset allocation. Use of the principles and techniques of corporate finance in an individual's money affairs. Down; 1. how much you own: 2. goals achieved within a few years (college, vacation, home, etc.) A really fun way to review vocabulary at the end of the lesson or the week is to mix up the letters of each word. Gravity. Personal Finance Crossword. CreditcardBalance A place where you can keep your money safe Bankaccount When you don't pay bills on time Badcredit When you pay your bills on time Goodcredit A contractual agreement in which a borrower receives something of value now and agrees to repay the lender at some later date. Write. maximum amount you can charge on a credit card. 529 Plan the yearly interest rate charged on outstanding outstanding credit card balances. The amount is transferred immediately. that allows the cardholder to make a purchase immediately but then pay back the money later Credit Card a card that usually does not charge interest; however it requires the cardholder to pay off his/her balance in full every month Charge Card contains information about your credit such as loan paying history and the status of your credit accounts. Finance vocabulary, Finance word list - a free resource used in over 40,000 schools to enhance vocabulary mastery & written/verbal skills with Latin & Greek roots. Personal Finance Vocabulary Cloze. diversification quality of an asset that permits it to be converted quickly into cash without loss of value liquidity payment or concession to stimulate greater output or investment incentive obligates the borrower to make a predetermined series of payments mortgage interest paid (daily, monthly and annually) on interest previously earned compound interest $500 in readily available cash for emergencies only; the goal of the First Foundation emergency fund percentage paid to a lender for the use of borrowed money; percentage earned on invested principle interest rate the 5 steps to financial success five foundations saving money over time for a large purchase sinking fund a persistent rise in the price of goods and services inflation recurrent fluctuation in the total business activity of a country business cycle an accumulated stock of wealth, whether in money of property capital to bargain or exchange in trade barter an agreement between two or more parties that limits the action or inaction of each party contract a specified sum of money covered for by the patient’s insurance copayment person or firm to whom money is due creditor investment in stocks, property, or other ventures in hopes of gaining speculation not having enough paid work or not doing work that makes full use of their skills and abilities underemployed a sum of money paid to a patentee for the use of a patent royalty a thing that is wanted or required need income, especially from a company or organization of a substantial nature revenue give, put, or send (something) back to a place or person return the degree of wealth and material comfort available standard of living a U.S. government agency responsible for collecting taxes and enforcing tax laws IRS. Print copies for an entire class. This is a Finance vocabulary Crossword that is suitable for introducing key words to learners. Match. GuaranteedInterest Insurance to help protect a mortgage lender in the event a borrower cannot make payments PMI illegal schemes pyramid schemes a period of economic decline Recession benefits and bonuses offered to customers to entice them to open a card Rewards insurance or investments offered by the government. Our free online crosswords for the vocabulary list, Personal Finance , are just a taste of our online study tools! 16. Federal Trade a relationship that requires financial dependence, contribution and communication Financial partnership a legal process in which a mortgaged property is taken because the borrower has failed to keep up payments. Interest The amount of money owed to the credit card company. Created by. Terms in this set (63) 401(k) a savings plan for retirement. AFTER YOU READ, check your understanding through Fact and Idea Review, Critical Thinking Questions, an Extension Activity, and a Research Activity. Credithistory A bank account equally shared by two or more people Jointaccount Charged by a credit card company each year for use of a credit card. Incentives. STUDY. Ages: 8+ Simple words to describe the core … AGI A person who is financially dependent on your income, typically a child or an adult relative you may support. Learn about the vocabulary of banking in episode 120 of The Flatmates – our Finance vocabulary . Free Personal Finance / By admin 0 Comments. Flashcards. Loan Expend money with the expectation of achieving a profit or material result by putting it into financial schemes, shares, or property, or by using it to develop a commercial venture. Annualfee A three digit number that summarizes how well a person or business has handled debt and credit Creditscore The total cost of borrowing, including interest and fees, expressed in a dollar amount. 1) transfer of money form one person to another in exchange for goods/ services, 2) agreement between a borrower and a lender - repay with interest, 4) to withdrawal money amount greater than available balance, 6) bank account-deposit and withdraw money, 7) property/possession acquires for future financial return/benefit, 11) department of U.S. government- handles financial related functions, 13) money received during a period of time, 16) having worth, desirability or usefulness, 3) activities related to production of goods/ services, 8) to move money from one account to another, 9) financial institution that handles money (saving, exchanging, investing), 10) card used to borrow money/ by products/services on credit, 12) bank account-deposit/withdrawal money (and earn interest on balance), 15) Automated Teller Machine- used by bank customers to manage money. The students then race to identify the vocabulary. Test. Credit Score The time a borrower is allowed after a payment is due to make that payment without adding to the interest owed. 3. how much you owe: 5. amounts that you've already committed to pay Personal Finance Crossword Puzzle Coming Soon. credit limit. Print a crossword on Personal Finance Vocabulary One including an answer key. Personal Finance Vocabulary Crossword. Personal Finance Vocabulary Exercises. Our free online crosswords for the vocabulary list, Personal Finance - Chapter 7, are just a taste of our online study tools! Credit limit A financial institution's evaluation of an individual's ability to manage debt. 1.01-1.02. Interest The capital raised by a business or a corporation through the issue and subscription of shares. DOWNLOAD THE ANSWER SHEETS . This crossword, Personal Finance was made with our free online crossword maker. It addresses the ways in which individuals or families obtain, budget, save, and spend monetary resources over time, taking into account various financial risks and future life events. Fixed-rate mortgage Employer-sponsored retirement plans, such as pensions, in which the employer promises a specified retirement benefit based on a formula that may include an employee’s earnings history, length of employment and age. Today, you can buy items using your computer, smart phone, or by going to a store. Write. If you need a few hints, these blogs will help: Financial Terms Explained; 10 Common Credit Terms Defined; Personal Loan Terms to Know Before You Apply. This crossword puzzle, “ Personal Finance, ” was created using the Crossword Hobbyist puzzle maker Activités éducatives (Mots Croisés): Estate Planning Crossword (vocabulary - practice - personal finance) - Estate Planning vocabulary review for Personal Finance Print it from there period of time, terms, and more flashcards... 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